Peakifi

Helping you understand Canada's housing market

Easily navigate Canada’s housing market with our mortgage tools, calculators, and tips. Find clarity and confidence in your home-buying journey.

    Historical Fixed Mortgage Rates in Canada (1980 to 2024)
    Historical Canadian mortgage rates throughout the decades with 5-year fixed rates compared to the average house price, mortgage payment, and household income
    Canada Housing Starts
    Housing starts in 2024 are a strong indication of what future housing supply will be which greatly impacts the price of homes in Canada.
    How mortgage rates impact your mortgage payments
    See how interest rates in Canada impact mortgage rates and mortgage payments. As mortgage rates rise and fall the interest portion of your mortgage and total interest paid is impacted.
    XEQT Breakdown
    XEQT is an all-equity ETF that invests in equities worldwide while providing extensive diversification through its many underlying stocks. See a complete breakdown of this ETF to see why it is so popular among investors looking for global diversification.
    Canada's House Wealth Gap
    Net worth of Canadians broken down by assets and liabilties showing one of the largest wealth gaps which comes from those who own a house vs. those who rent.
    USA 2024 Home Prices: State-by-State
    United States Housing Market 2024 Home Prices: State-by-State breakdown of average home prices.
    Income needed to purchase a home across Canada
    See how much income you need to earn to afford single-family and other types of homes across Canadian provinces and major cities in 2024.
    FHSA vs. TFSA vs. HBP (RRSP) The Best Strategy to Purchase a Home in Canada?
    FHSA, TFSA and HBP (RRSP) learn the best strategy to help you purchase your first home in Canada. By learning how each account compares to each other you can take advantage of multiple accounts in your strategy.
    Mortgages: How Do They Work In Canada?
    Looking to purchase a house in Canada? With houses being a significant expense, a mortgage is a financial product that you should fully understand and be familiar with to make the best financial decision.

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