*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}body{}.wrapper{max-width:1400px;margin:0 auto}main{margin-top:52px}.article-header{max-width:800px;margin:40px auto;padding:0 20px}.article-header-calculator{max-width:800px;width:100%;margin:40px auto;margin-top:95px;padding:0 20px}.main{max-width:800px;margin:40px auto;padding:0 20px}h1{margin-top:15px;text-align:left;letter-spacing:.2px;font-family:lato,sans-serif;font-weight:800;font-size:24px;line-height:32px;color:#2d2e2e}h2{color:#2d2e2e;font-family:inter,Helvetica,Arial,sans-serif;line-height:25px;font-weight:600;letter-spacing:1px;font-size:20px;margin-bottom:20px}h3{color:#2d2e2e;font-family:inter,Helvetica,Arial,sans-serif;line-height:25px;font-weight:600;letter-spacing:1px;font-size:20px;margin-bottom:20px}p{font-family:inter,Helvetica,Arial,sans-serif;font-size:16px;line-height:24px;font-weight:400;margin-bottom:20px;margin-top:20px;color:#403f3e}.bullet{font-family:inter,Helvetica,Arial,sans-serif;font-size:16px;line-height:24px;font-weight:400;margin-bottom:20px;margin-top:20px;color:#403f3e}table{border-radius:5px;font-size:12px;font-weight:400;border:none;border-collapse:collapse;width:100%;max-width:100%;background-color:#fff;font-family:inter,Helvetica,arial,sans-serif;margin-bottom:20px;display:block}@media(max-width:767px){}ul li::marker{list-style-type:none;color:#00729e}ul{list-style-type:none}ul li{margin-top:20px}ul li p:first-child{color:#00729e}.calculation-example{font-size:12px}@media(min-width:660px){.main{display:grid;grid-template-columns:auto;max-width:950px}.sidebar{width:300px;height:800px;margin-left:10px;margin-top:10px}.bullet{list-style-type:disc;margin-left:15px;font-family:inter,Helvetica,Arial,sans-serif;font-size:18px;line-height:31px;font-weight:400;margin-bottom:20px;margin-top:20px;color:#403f3e}table{font-size:16px;overflow-x:auto}h1{margin-top:10px;text-align:center;letter-spacing:1px;font-family:lato,sans-serif;font-weight:800;font-size:32px;line-height:58px;color:#2d2e2e}h2{margin-top:60px;color:#2d2e2e;font-family:inter,Helvetica,arial,sans-serif;font-size:28px;line-height:40px;font-weight:600;letter-spacing:1px}h3{margin-top:40px;color:#2d2e2e;font-family:inter,Helvetica,arial,sans-serif;font-size:24px;line-height:40px;font-weight:700;letter-spacing:1px}p{font-family:inter,Helvetica,Arial,sans-serif;font-size:18px;line-height:31px;font-weight:400;margin-bottom:20px;margin-top:20px;color:#403f3e};}.article-info{color:#403f3e;margin-top:20px;text-align:left;font-family:inter,Helvetica,arial,sans-serif;font-size:14px;line-height:20px;font-weight:400}.link{color:#3d4592;font-weight:700}.highlight-box{padding:20px;margin-top:20px;margin-bottom:20px;background-color:#f7f5f2;p { margin-top: 0px; margin-bottom: 0px; }}ul{margin-bottom:20px;font-family:inter,Helvetica,arial,sans-serif;font-size:16px;line-height:18px}ul li p{margin-top:0;margin-bottom:0}ul{margin-left:15px}.bullet{list-style-type:disc}h4{color:#2d2e2e;font-family:inter,Helvetica,Arial,sans-serif;line-height:25px;font-weight:600;letter-spacing:1px;font-size:16px;margin-bottom:20px}i{font-family:inter,Helvetica,Arial,sans-serif;font-size:12px}.calculator{max-width:1280px;width:100%;margin:0 auto;display:grid;grid-template-areas:"input" "results";grid-template-columns:12fr;grid-template-rows:auto auto}.entry{grid-area:input;width:100%;padding-bottom:20px}.results{grid-area:results;width:100%;box-sizing:border-box;font-family:inter,Helvetica,arial,sans-serif;font-style:normal;font-weight:700;line-height:24px;font-size:14px;display:flex;flex-direction:column;-webkit-box-pack:start;align-self:initial;flex-wrap:none;text-align:left;opacity:1;box-shadow:rgba(0,0,0,.1)0 7px 10px -2px,rgba(0,0,0,5%)0 0 5px -3px;padding:32px 49px;background:#f9fafb;border-radius:0 0 4px 4px;border-top:5px solid #2b4162}.result-header{font-family:inter,Helvetica,arial,sans-serif;color:#000;font-size:14px}.result-number{font-family:inter,Arial,Helvetica,sans-serif;font-size:40px;line-height:40px;margin-top:10px}.result-line{display:flex;justify-content:space-between;align-items:center;font-weight:400}.upper-line{border-top:1px dashed #d1d5db}.result-tier{display:none}.line-breakdown{width:100%;display:flex;justify-content:space-between;align-items:left}@media(min-width:660px){.calculator{max-width:800px;width:100%;margin:0 auto;display:grid;grid-template-areas:"input results";grid-template-columns:1fr 1fr}.result-tier{display:block;text-overflow:ellipsis}.line-breakdown{width:250px;display:flex;justify-content:space-between;align-items:left}}.input-box{box-sizing:border-box;width:100%;position:relative;box-shadow:rgba(0,0,0,.1)0 1px 3px,rgba(0,0,0,5%)0 1px 2px;cursor:pointer;background:#f9fafb;border-radius:6px;border-width:1px;border-style:solid;border-color:#d1d5db;font-family:inter,Helvetica,arial,sans-serif;font-style:normal;font-weight:700;line-height:24px;font-size:14px;padding:12px;margin-bottom:20px}.input-box:hover{box-shadow:rgba(0,0,0,.1)0 10px 15px -3px,rgba(0,0,0,5%)0 4px 6px -2px;background:#fff}.label{font-weight:500;font-size:14px;line-height:16px;text-overflow:ellipsis;color:#000;font-family:inter,Helvetica,arial,sans-serif;font-style:normal;text-size-adjust:none;white-space:nowrap;overflow:initial;margin:0 0 8px}.input{box-sizing:border-box;width:100%;font-style:normal;font-family:inter,Helvetica,arial,sans-serif;font-weight:600;font-size:16px;line-height:24px;color:#374151;background:0 0;outline:none;padding:0;margin:0;padding-left:2px;border:none}input[type=checkbox].toggle{opacity:0;display:none}input[type=checkbox].toggle+label{position:relative;display:flex;align-items:center;cursor:pointer;font-family:inter,Helvetica,arial,sans-serif;margin-bottom:20px}input[type=checkbox].toggle+label::before{content:"";width:3.2em;height:1.7em;background-color:rgba(95,95,95,.301);border-radius:1em;margin-right:.45em;transition:background-color 200ms ease-in-out}input[type=checkbox].toggle+label::after{display:flex;justify-content:center;align-items:center;position:absolute;left:.1em;content:"\2715";font-size:.8em;height:.9em;left:.2em;width:1.8em;height:1.8em;background-color:#5f5f5f;color:#fff;border-radius:1em;transition:background-color 200ms ease-in-out,transform 200ms ease-in-out}input[type=checkbox].toggle:focus+label::before{outline:1px solid #000}input[type=checkbox].toggle:checked+label::before{background-color:rgba(26,66,131,.302)}input[type=checkbox].toggle:checked+label::after{content:"\2713";transform:translateX(100%);background-color:#1a4383}input[type=checkbox].toggle:disabled+label{color:#777}input[type=checkbox].toggle:disabled+label::before{color:#ccc}input[type=checkbox].toggle:disabled+label::after{color:#777}.entry-button{height:45px;background:#1a4383;color:#fff;box-shadow:rgba(0,0,0,.1)0 1px 3px,rgba(0,0,0,5%)0 1px 2px;transition:all .25s ease 0s;font-family:inter,Arial,Helvetica,sans-serif;cursor:pointer;font-weight:600;font-size:16px;line-height:24px;text-align:center;margin:15px 0 0;border-radius:6px;outline:none;width:100%;border:none}.dashed-top{border-top:1px dashed #d1d5db;padding-top:20px;margin-top:20px}.dashed-bottom{border-bottom:1px dashed #d1d5db;padding-bottom:20px}.result-top{margin-top:20px}.input-box{align-items:center;padding:10px}.input-unit{order:-1;padding-left:5px}.reverse{display:grid;grid-template-columns:1fr fit-content(50%);align-items:center;padding:18px 12px 12px}.input-unit{}img{width:100%}table{display:block;max-width:100%;margin:25px 0;font-size:.9em;font-family:inter,Helvetica,Arial,sans-serif;border-collapse:separate!important;border-spacing:0;overflow-x:auto}th:first-child{border-top-left-radius:7px;border-left:1px solid #8da7cf;border-top:1px solid #8da7cf;border-bottom:1px solid #8da7cf}th:last-child{border-top-right-radius:7px;border:1px solid #8da7cf}th:not(:first-child):not(:last-child){border-left:1px solid #8da7cf;border-top:1px solid #8da7cf;border-bottom:1px solid #8da7cf}td:first-child{border-left:1px solid #8da7cf;border-bottom:1px solid #8da7cf}td:last-child{border-left:1px solid #8da7cf;border-right:1px solid #8da7cf;border-bottom:1px solid #8da7cf}td:not(:first-child):not(:last-child){border-left:1px solid #8da7cf;border-bottom:1px solid #8da7cf}tr:last-child td:first-child{border-bottom-left-radius:7px}tr:last-child td:last-child{border-bottom-right-radius:7px}thead tr{background-color:#d9e3f2;color:#000;text-align:left}th,td{padding:12px 15px}tbody tr:nth-of-type(even){background-color:#f7f7fa}tbody tr.active-row{font-weight:700;color:#2e71bd}ul{list-style-type:disc;font-family:inter,Helvetica,Arial,sans-serif;font-size:18px;line-height:31px}#sticky-result-overlay{position:fixed;bottom:0;left:0;width:100%;background-color:rgba(0,0,0,.85);color:#fff;padding:15px;text-align:center;box-shadow:0 -2px 5px rgba(0,0,0,.2);z-index:1000;display:none;visibility:visible;opacity:1;transition:opacity .3s ease-in-out,visibility .3s ease-in-out}#sticky-result-overlay.hidden{visibility:hidden;opacity:0}@media(max-width:768px){#sticky-result-overlay{display:block}body{padding-bottom:100px}}#result-amount{margin-top:5px;margin-bottom:5px;font-size:40px;font-weight:800;letter-spacing:-.8px}.result-header{color:#777}.result-number{margin-top:0;margin-bottom:0;font-size:14px}.bold{font-weight:600}.calculator-result-line{margin-top:0;margin-bottom:0;font-size:16px}@media(max-width:768px){.calculator-result-line{margin-top:0;margin-bottom:0;font-size:14px}}header{position:fixed;top:0;left:0;width:100%;box-shadow:0 2px 5px rgba(0,0,0,.2);z-index:1000}.site-nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid #e2e8f0}.site-nav__inner{max-width:1100px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between;height:56px}.site-nav__logo{text-decoration:none;color:#1e293b}.site-nav__logo-text{font-family:inter,sans-serif;font-size:1.25rem;font-weight:700;letter-spacing:-.02em;color:#2d589c}.site-nav__menu{display:flex;list-style:none;margin:0;padding:0;gap:4px}.site-nav__menu a{font-family:inter,sans-serif;font-size:.85rem;font-weight:500;color:#475569;text-decoration:none;padding:6px 10px;border-radius:5px;transition:background .15s,color .15s;white-space:nowrap}.site-nav__menu a:hover{background:#f1f5f9;color:#2d589c}.site-nav__toggle{display:none;flex-direction:column;gap:5px;background:0 0;border:none;cursor:pointer;padding:6px}.site-nav__toggle span{display:block;width:22px;height:2px;background:#1e293b;border-radius:2px;transition:background .2s}@media(max-width:860px){.site-nav__toggle{display:flex}.site-nav__menu{display:none;position:absolute;top:56px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid #e2e8f0;padding:10px 0;gap:0;z-index:99}.site-nav__menu.site-nav__menu--open{display:flex}.site-nav__menu li{width:100%}.site-nav__menu a{display:block;padding:12px 24px;border-radius:0;font-size:.95rem}}.site-footer{background:#1e293b;color:#94a3b8;margin-top:60px}.site-footer__inner{max-width:1100px;margin:0 auto;padding:48px 24px 32px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.site-footer__brand{font-family:inter,sans-serif;font-size:1.15rem;font-weight:700;color:#fff;margin:0 0 10px}.site-footer__tagline{font-size:.875rem;line-height:1.6;margin:0;color:#94a3b8}.site-footer__heading{font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.07em;color:#cbd5e1;margin:0 0 14px}.site-footer__col ul{list-style:none;margin:0;padding:0}.site-footer__col ul li{margin-top:0;margin-bottom:8px}.site-footer__col ul a{color:#94a3b8;text-decoration:none;font-size:.875rem;transition:color .15s}.site-footer__col ul a:hover{color:#e2e8f0}.site-footer__bottom{border-top:1px solid #334155;padding:20px 24px;max-width:1100px;margin:0 auto;font-size:.78rem;color:#94a3b8;line-height:1.6}.site-footer__bottom a{color:#94a3b8;text-decoration:underline}@media(max-width:700px){.site-footer__inner{grid-template-columns:1fr;gap:28px;padding:36px 20px 24px}}