DHHF ETF Review — BetaShares Diversified All Growth ETF (2026)

Updated

DHHF — the BetaShares Diversified All Growth ETF — is a single-fund solution holding global and Australian shares with no bonds. With a 100% growth asset allocation and a competitive MER, DHHF has become one of the most widely discussed ETFs among Australian investors seeking an aggressive, low-cost diversified portfolio in one trade.

DHHF at a Glance (2026)

FeatureDetail
ASX codeDHHF
Full nameBetaShares Diversified All Growth ETF
Allocation100% shares (0% bonds)
MER0.19% per year
Distribution frequencyHalf-yearly
Inception dateDecember 2020
Fund size$2B+ (AUM)
ProviderBetaShares

Verify current details at betashares.com.au.

What Does DHHF Hold?

DHHF is a fund of funds — it holds four underlying ETFs covering different geographic markets:

RegionAllocationUnderlying ETF
Australian shares~37%A200 (BetaShares Aus 200)
International shares (developed)~40%BGBL (BetaShares Global Shares)
International shares (developed hedged)~11%HGBL (BetaShares Hedged Global Shares)
Emerging market shares~12%HEMQ (BetaShares Emerging Markets)

Total holdings through underlying ETFs: 8,000+ securities across 50+ countries.

Allocation percentages are targets and may vary. Check betashares.com.au for current breakdown.

100% Shares — What This Means

Unlike VDHG (which holds ~10% bonds), DHHF holds only shares. This means:

  • Higher expected long-term return — growth assets historically outperform defensive assets over long periods
  • Higher short-term volatility — in a market crash, DHHF will fall further than VDHG
  • No bonds drag — some investors prefer to exclude bonds from their portfolio, particularly younger investors with long time horizons
  • Simpler rebalancing — no need to manage bond/share allocation separately

DHHF is often described as suitable for investors with a long time horizon (10+ years) and high risk tolerance who want maximum growth exposure.

DHHF MER — 0.19%

The 0.19% MER covers both DHHF itself and its proportional share of the underlying ETF fees (A200, BGBL, HGBL, HEMQ). This is the total cost — no additional layer of fees. At 0.19%, DHHF is competitive for a globally diversified, 8,000-stock portfolio in a single ASX trade.

On $100,000 invested, the annual fee is $190.

DHHF vs VDHG — Key Differences

FeatureDHHFVDHG
ProviderBetaSharesVanguard
Shares allocation100%~90%
Bonds allocation0%~10%
MER0.19%0.27%
Holdings8,000+14,000+
Inception20202017

See the dedicated VDHG vs DHHF comparison.

Australian vs International Allocation

DHHF holds approximately 37% Australian shares — broadly reflecting Australia’s weight in a globally diversified portfolio combined with a home country bias that many Australian investors prefer. The remaining 63% is spread across developed and emerging international markets.

This gives DHHF better geographic diversification than a pure Australian ETF (VAS, A200), while still maintaining meaningful exposure to the domestic market.

DHHF Distributions

DHHF distributes half-yearly (June and December). Distributions include:

  • Australian dividend income and franking credits (from A200 component)
  • International dividend income (from BGBL, HGBL, HEMQ components)
  • Foreign income tax offsets
  • Potential capital gains distributions (from index rebalancing)

Distribution yields have been modest — typically 1–2% cash yield — because DHHF is designed as a growth-focused fund. Annual tax statements detail all components.

Frequently Asked Questions

Is DHHF good for beginners? DHHF is often mentioned as a beginner-friendly ETF because it provides global diversification across 8,000+ companies in a single ASX trade, at a low cost. Its 100% shares allocation suits investors with a long time horizon who can tolerate significant short-term losses. Investors closer to retirement or with a lower risk tolerance may prefer a diversified fund with a bonds component, like VDHG or VDGR.

How long should I hold DHHF? DHHF is a growth-oriented fund designed for long-term investing — it is typically considered suitable for investment horizons of 7–10 years or more. In the short term, its 100% shares allocation can experience significant drawdowns during market corrections. Financial educators often reference DHHF as a long-term accumulation vehicle, not a short-term holding.

Does DHHF pay franking credits? Yes, partially. The A200 component (~37% of DHHF) holds Australian companies that pay franked dividends, and these franking credits are passed through to DHHF unit holders. The international components do not carry Australian franking credits. The overall gross-up from franking credits is lower than for a pure Australian share ETF.


This article provides general financial information only. ETF mentions are for educational context. Past performance is not a reliable indicator of future performance. For advice tailored to your situation, speak with a licensed financial adviser. You can find one through the ASIC financial advisers register or MoneySmart.