Use these free mortgage calculators to estimate repayments, borrowing power, stamp duty costs, LMI, offset savings and more. All tools are built for Australian home buyers and investors.
Repayment & Loan Calculators
- Mortgage Calculator — Monthly Repayments
- Borrowing Power Calculator — How Much Can I Borrow?
- Extra Repayments Calculator — How Much Will I Save?
- Offset Account Calculator
- Comparison Rate Calculator — True Cost of a Home Loan
Buying Costs Calculators
- Stamp Duty Calculator Australia (All States)
- Lenders Mortgage Insurance (LMI) Calculator
- Rent vs Buy Calculator Australia
Property & Investment Calculators
- Home Equity Calculator
- Refinancing Savings Calculator
- Negative Gearing Calculator Australia
- Rental Yield Calculator Australia
Which Calculator Do I Need?
| I want to… | Use this calculator |
|---|---|
| Estimate my monthly repayments | Mortgage Calculator |
| Find out how much I can borrow | Borrowing Power Calculator |
| Calculate stamp duty for my state | Stamp Duty Calculator |
| See if I’ll need to pay LMI | LMI Calculator |
| Compare renting to buying | Rent vs Buy Calculator |
| See how extra repayments save interest | Extra Repayments Calculator |
| See offset account savings | Offset Calculator |
| Calculate refinancing savings | Refinancing Calculator |
| Calculate my available equity | Home Equity Calculator |
These calculators provide estimates only. Results assume constant interest rates and do not account for changes in income, living expenses, lender policy, or government charges. For advice tailored to your situation, speak with a licensed mortgage broker or financial adviser. You can find one through the ASIC financial advisers register or MoneySmart.