Stamp Duty Comparison Table — All Australian States Side by Side (2026)
Comparing stamp duty across Australian states is essential for understanding your total buying costs — and for buyers with flexibility about where to purchase. This page provides standardised comparison tables at common price points for standard buyers and first home buyers.
Rates verified with state revenue offices and indicative for 2026. All amounts are approximate — always calculate using each state’s official calculator.
Standard/Investment Buyer — Stamp Duty by State
| Purchase Price | NSW | VIC | QLD | WA | SA | TAS | ACT | NT |
|---|---|---|---|---|---|---|---|---|
| $300,000 | ~$8,490 | ~$9,070 | ~$7,175 | ~$8,835 | ~$11,330 | ~$9,935 | ~$3,040 | ~$14,214 |
| $400,000 | ~$13,490 | ~$16,070 | ~$13,175 | ~$13,015 | ~$16,330 | ~$13,997 | ~$5,840 | ~$22,286 |
| $500,000 | ~$17,490 | ~$21,970 | ~$17,325 | ~$17,765 | ~$21,330 | ~$18,247 | ~$9,240 | ~$26,357 |
| $600,000 | ~$22,490 | ~$31,070 | ~$22,588 | ~$22,515 | ~$26,830 | ~$22,497 | ~$13,560 | ~$29,700 |
| $700,000 | ~$26,990 | ~$37,070 | ~$27,025 | ~$27,240 | ~$32,330 | ~$26,747 | ~$17,880 | ~$34,650 |
| $800,000 | ~$31,490 | ~$43,070 | ~$31,525 | ~$32,427 | ~$37,830 | ~$32,247 | ~$25,790 | ~$39,600 |
| $1,000,000 | ~$40,490 | ~$55,000 | ~$38,025 | ~$42,830 | ~$48,830 | ~$40,497 | ~$37,590 | ~$49,500 |
| $1,200,000 | ~$49,490 | ~$67,000 | ~$49,525 | ~$53,140 | ~$59,830 | ~$49,497 | ~$49,390 | ~$59,400 |
| $1,500,000 | ~$67,990 | ~$85,000 | ~$66,775 | ~$67,755 | ~$76,330 | ~$62,747 | ~$64,290 | ~$74,250 |
All figures approximate. Verify with each state revenue office. NT uses a formula and figures are particularly approximate.
First Home Buyer — Stamp Duty by State
| Purchase Price | NSW | VIC | QLD | WA | SA | TAS | ACT | NT |
|---|---|---|---|---|---|---|---|---|
| $300,000 | $0 | $0 | ~$3,000 | $0 | ~$11,330 | ~$4,968 | $0* | $0 |
| $400,000 | $0 | $0 | ~$3,500 | $0 | ~$16,330 | ~$6,999 | $0* | $0 |
| $500,000 | $0 | $0 | ~$5,500 | ~$8,865 | ~$21,330 | ~$9,124 | $0* | $0 |
| $600,000 | $0 | $0 | ~$8,750 | Full duty | ~$26,830 | ~$11,249 | $0* | Full duty |
| $700,000 | $0 | ~$21,170 | ~$13,250 | Full duty | ~$32,330 | ~$13,374 | $0* | Full duty |
| $800,000 | $0 | Full duty | ~$17,750 | Full duty | ~$37,830 | ~$16,124 | $0* | Full duty |
| $900,000 | ~$11,250 | Full duty | ~$22,250 | Full duty | ~$43,330 | ~$18,374 | $0* | Full duty |
| $1,000,000 | Full duty | Full duty | ~$30,850 | Full duty | ~$48,830 | ~$20,249 | $0* | Full duty |
ACT Home Buyer Concession Scheme (income-tested, approximately <$160,000 household income for singles) QLD figures use the home concession rate — not a full exemption TAS figures use the 50% concession rate applied to all price points
First Home Buyer — Summary of Concession Type
| State | FHB Concession Type | Threshold | Maximum Saving |
|---|---|---|---|
| NSW | Full exemption, then partial | Zero ≤$800k; partial ≤$1m | ~$31,490 |
| VIC | Full exemption, then partial | Zero ≤$600k; partial ≤$750k | ~$31,070 |
| QLD | Home concession rate | All prices | ~$5,000–$15,000 |
| WA | Full exemption, then partial | Zero ≤$430k; partial ≤$530k | ~$14,440 |
| SA | No general FHB exemption | — | $0 |
| TAS | 50% concession | All prices | Varies |
| ACT | Full exemption (income-tested) | Income-tested, no price cap | Full duty avoided |
| NT | Full exemption | ≤$500,000 | ~$30,000+ |
Foreign Purchaser Additional Duty — All States
| State | Foreign Purchaser Surcharge | Basis |
|---|---|---|
| NSW | 8% | Of purchase price |
| VIC | 8% | Of purchase price |
| QLD | 7% | Of purchase price |
| WA | 7% | Of purchase price |
| SA | 7% | Of purchase price |
| TAS | Verify with SRO TAS | — |
| ACT | Verify with ACT Revenue | — |
| NT | Verify with NT Revenue | — |
Foreign purchaser duty is in addition to standard stamp duty. On a $700,000 property in NSW: standard duty ~$26,990 PLUS 8% × $700,000 = $56,000 = $82,990 total.
Where Is Stamp Duty Lowest in Australia?
For standard (non-FHB) buyers:
- ACT — lowest duty at all price points below ~$750,000 (result of 14 years of rate reductions)
- NSW — competitive at mid-range; above $1m, ACT and QLD may be lower
- QLD — home concession rate is among the most accessible for owner-occupiers
- WA — competitive at lower price points
For first home buyers:
- ACT (HBCS eligible) — zero duty, no price cap = best possible outcome
- NSW — zero duty up to $800,000 = saves up to $31,490
- VIC — zero duty up to $600,000 = saves up to $31,070
- NT — zero duty up to $500,000 = saves up to $30,000
Worst for stamp duty:
- SA — no FHB exemption; rates at all price points; significant barrier
- VIC — highest rates of the major states for properties above $600,000
- NT — formula-based rates produce high absolute duty at mid-range price points
State Revenue Office Calculators — Official Links
| State | Calculator |
|---|---|
| NSW | revenue.nsw.gov.au |
| VIC | sro.vic.gov.au |
| QLD | osr.qld.gov.au |
| WA | wa.gov.au |
| SA | revenuesa.sa.gov.au |
| TAS | sro.tas.gov.au |
| ACT | revenue.act.gov.au |
| NT | nt.gov.au |
Related Guides
- Stamp Duty Calculator Australia
- Stamp Duty Australia — Full Guide
- How to Reduce Stamp Duty
- Land Tax Australia
- First Home Buyer Stamp Duty Concessions
- Stamp Duty Hub
This article provides general comparison information. Stamp duty rates, thresholds and concessions change frequently — always verify with the relevant state revenue office before purchasing. For advice tailored to your situation, speak with a licensed mortgage broker or financial adviser. Find one through MoneySmart.