ATO SuperMatch is the ATO’s free tool that matches your Tax File Number (TFN) against the super fund database to identify all super accounts held in your name — including lost or unclaimed accounts. You can access it through myGov linked to the ATO.
What Is ATO SuperMatch?
SuperMatch is a lookup service that:
- Identifies all super accounts registered with your TFN
- Shows accounts held at APRA-regulated funds and SMSFs
- Displays accounts the ATO holds on your behalf (unclaimed super transferred to the ATO)
- Allows you to initiate a rollover from within the tool (via the “Transfer” function)
It is the fastest and most comprehensive way to find all of your super accounts.
How to Use SuperMatch
- Log in to myGov at my.gov.au
- Link the ATO service (if not already linked — you’ll need to verify your identity)
- Navigate to: ATO → Super → Manage → Check your super
- The tool will display all super accounts and any ATO-held super
- Review accounts, check balances, and initiate rollovers as needed
The process takes 5–10 minutes if your myGov account is already set up.
What SuperMatch Shows You
| Information | Description |
|---|---|
| Fund name | The name of each fund |
| Account balance | Your approximate balance in each account |
| Account status | Active or inactive/lost |
| Contact details | Phone or website for each fund |
| ATO-held super | Any amounts transferred to the ATO from inactive accounts |
Note: Balance figures may not be real-time — they are based on the most recent data each fund has reported to the ATO.
Lost Super vs ATO-Held Super
Lost super remains in a super fund but the fund has lost contact with you (returned mail, no recent activity). The fund retains the balance but flags you as a “lost member” on the ATO register.
ATO-held super is money the fund has transferred to the ATO after you became a lost member with a small balance (typically under $6,000) following 16+ months of inactivity. The ATO holds this money until you claim it.
Both types appear in SuperMatch.
How to Claim ATO-Held Super
If SuperMatch shows ATO-held super in your name:
- In the ATO’s online services, navigate to Super → Manage → Transfer ATO-held super
- Select a fund to transfer the money to
- The ATO processes the claim and transfers the amount to your chosen fund (typically within 28 days)
Alternatively, call the ATO on 13 10 20 and they can help you claim by phone.
Consolidating After Finding Multiple Accounts
Once you identify multiple accounts via SuperMatch, you can consolidate by:
- Using the online rollover function directly in myGov (most common)
- Logging in to your chosen fund and initiating a rollover from within the fund portal
- Completing a rollover form and submitting it to your chosen fund
Before consolidating, check:
- Whether closing an account will cancel insurance you may hold
- Exit fees (should be nil for MySuper products post-2019)
- Whether a defined benefit fund has special rules
Frequently Asked Questions
Is SuperMatch accurate? It is very reliable — it uses TFN matching, which covers almost all accounts. However, very old accounts from before TFN tracking began (pre-1992) may not appear.
Can I use SuperMatch if I don’t have a myGov account? Call the ATO on 13 10 20 and they can conduct a super search on your behalf — but the myGov portal is the fastest method.
What if a fund I found has no contact details? Some very old or wound-up funds may have limited information. The ATO helpline can assist in tracing these accounts.
For more: How to Consolidate Your Super, Unclaimed Super Australia, Protecting Your Super Reforms, Lost Super. For advice on your situation, speak with a licensed financial adviser via MoneySmart.