Australia’s superannuation system has specific rules for people who are not Australian citizens or permanent residents — and for Australians working overseas. This section covers the key scenarios.
Articles in This Section
DASP — Departing Australia Superannuation Payment
How temporary residents can claim their Australian super when leaving Australia permanently, including eligibility, the application process, and the DASP tax rates.
DASP Tax Rates — How Much Is Withheld?
The tax rates applied to DASP claims — including the 65% WHM rate and the 35% rate for other temporary visa holders — and how the tax is calculated.
NZ Citizens and Super in Australia
How New Zealand citizens working in Australia accumulate Australian super, the Trans-Tasman portability agreement for KiwiSaver and Australian super, and eligibility for DASP.
Super for Expats — Australians Working Overseas
How superannuation works for Australians working overseas — employer obligations, contributions while abroad, and strategies for managing Australian super from overseas.
Super for Temporary Residents
Superannuation entitlements for people on temporary visas in Australia — how the SG applies, what happens to your super, and DASP options.
Super for Working Holiday Makers (WHM)
Working holiday makers on 417 and 462 visas are entitled to SG contributions — and face a 65% DASP tax when they leave. Learn how WHM super works.
UK Pension Transfer to Australia
Transferring a UK pension to an Australian SMSF via the QROPS mechanism — eligibility, rules, complexities, and whether it’s worth doing.
For advice on your superannuation situation as an international worker or expat, speak with a licensed financial adviser via MoneySmart.