Past performance is not a guarantee of future returns — but sustained, long-run net returns after fees are a useful indicator of how well a fund is managed and structured. Understanding how to read performance data helps you assess whether your super is working as hard as it could.
Performance Guides
- Best Performing Super Funds Australia (2026) — APRA-sourced data on top-performing balanced options, how the performance test works, and what to look for beyond the headline number
- Super Fund Performance Comparison Australia — How to compare super fund returns like-for-like: why 10-year returns matter more than 1-year, what the APRA heatmap shows, and which fund categories tend to perform best
For advice tailored to your situation, speak with a licensed financial adviser. You can find one through the ASIC financial advisers register or MoneySmart.