Catholic Super Review (2026) — Fees, Performance, and Features
This article provides general information only and does not constitute financial advice. For advice tailored to your situation, consult a licensed financial adviser. Learn more.
Contents
Catholic Super was an industry super fund serving workers in Catholic education, health, and community sectors in Australia. In 2022, Catholic Super merged with Aware Super — one of Australia’s largest super funds. Former Catholic Super members are now members of Aware Super.
The Catholic Super–Aware Super Merger
Catholic Super merged into Aware Super in September 2022. Key points for former members:
- All Catholic Super accounts were transferred to Aware Super
- Member balances, insurance, and investment options were transitioned
- The “Catholic Super” brand is no longer active as a standalone fund
- Members receive communications and services from Aware Super
About Aware Super
Aware Super (formerly First State Super) is one of Australia’s largest industry super funds:
| Feature | Detail |
|---|---|
| Fund type | Industry super fund (profit-to-members) |
| Members | Over 1 million (one of Australia’s largest) |
| Origins | NSW public sector, expanded to all sectors |
| Website | aware.com.au |
Fees (Aware Super)
Aware Super’s fees are competitive:
- Administration fee: Annual dollar-based fee
- Investment management fees: Competitive within the industry fund sector
For current fees, refer to Aware Super’s PDS at aware.com.au.
Investment Options (Aware Super)
Aware Super offers a wide range of investment options:
- High Growth
- Growth
- Balanced
- Conservative
- Cash
- Ethical option
- Income Focused (for pre-retirees and those in pension phase)
Insurance
Aware Super provides default death, TPD, and income protection cover for eligible members. Former Catholic Super members should check their insurance cover carried over in the merger matches their needs.
Who Should Read This
If you were a Catholic Super member, your super is now with Aware Super. Review your:
- Account balance and contributions
- Insurance cover
- Investment option
- Beneficiary nominations
Frequently Asked Questions
Did Catholic Super members lose any money or benefits in the merger with Aware Super? Mergers between APRA-regulated super funds are subject to regulatory approval and must demonstrate that the merger is in members’ best financial interests. In the Catholic Super–Aware Super merger (September 2022), members’ balances, accrued benefits, and existing insurance cover were transferred. However, specific insurance terms, investment options, and fee structures may have changed. Former Catholic Super members should review their current Aware Super account to confirm their settings are appropriate.
I’m a former Catholic Super member — where is my account now? Your account is now with Aware Super. You will have received a new Aware Super member number and can access your account through the Aware Super online portal at aware.com.au. Your balance, insurance cover, and investment option should have been mapped to equivalent Aware Super products during the merger transition.
Is Aware Super a good fund for former Catholic Super members? Aware Super is one of Australia’s larger and better-performing industry funds, with consistently strong results in APRA’s annual performance test. It has a broad investment menu, competitive fees, and a focus on the public sector and community services sectors. Most observers consider Aware Super a significant upgrade for former Catholic Super members in terms of scale, performance resources, and investment options. See Aware Super Review 2026.
Can I still choose a fund that reflects my values, now that Catholic Super no longer exists? Yes — Aware Super offers ethical and sustainable investment options within its product range. These options use environmental, social, and governance (ESG) screens. Alternatively, funds such as Australian Ethical Super are specifically structured around ethical and values-based investing. If values-based investing is important to you, compare the ESG screens and methodologies of different funds before deciding.
Did the merger change my insurance cover? Insurance cover in a fund merger is one of the most important things for members to verify. Aware Super mapped Catholic Super insurance arrangements as closely as possible to its own products, but benefit amounts, waiting periods, benefit periods, and definitions may have changed. Review your current Aware Super insurance schedule and compare it against what you had in Catholic Super. Contact Aware Super’s member services team if you believe there is a discrepancy.
What should I do if I’m a former Catholic Super member? Log in to your Aware Super account (or create one if you haven’t received communications). Verify: (1) your balance is correct, (2) your beneficiary nominations are current (they may need to be re-submitted after a merger), (3) your investment option is appropriate for your age and risk tolerance, and (4) your insurance cover meets your needs. Update your employer to direct future SG contributions to your Aware Super account using your new member details.
For advice on your Aware Super account or whether to remain or switch, speak with a licensed financial adviser via MoneySmart. For more: Super Fund Comparison Table.