Mercer Super is the Australian superannuation fund operated by Mercer, a global HR and employee benefits consulting firm. Mercer Super positions itself as an industry-style fund with a focus on corporate employers and their employees.
Key Facts
| Feature | Detail |
|---|---|
| Fund type | Industry-style (profit-to-members) |
| Open to | Open to all, with strong corporate employer focus |
| Regulator | APRA-regulated |
| Website | mercersuper.com.au |
Fees
Mercer Super’s fees are in the mid-range for Australian super funds:
- Administration fee: Dollar-based fee
- Investment management fees: Vary by option
Mercer has taken steps to reduce fees following the APRA Performance Test. Check the current PDS for exact figures.
Investment Options
Mercer Super offers:
- MySuper option (default Balanced Growth)
- Conservative
- Moderate
- Balanced Growth
- High Growth
- Shares
- Fixed interest / Cash
- Sustainable Plus (ESG)
- Heritage options for legacy corporate plans
APRA Performance Test
Mercer Super passed the APRA Annual Performance Test in recent years. Performance data is available on the ATO’s YourSuper comparison tool.
Insurance
Mercer provides default death, TPD, and income protection insurance. Cover arrangements may vary for members in corporate employer plans vs individual membership.
Who Mercer Super Suits
- Employees of organisations that use Mercer for their workplace super arrangements
- Members who want access to global investment expertise combined with an industry-style fund structure
Past performance is not a reliable indicator of future performance. For advice on whether Mercer suits your situation, speak with a licensed financial adviser via MoneySmart. For more: Super Fund Comparison Table.