OnePath was the superannuation and life insurance brand of ANZ Bank. In 2019–2020, ANZ sold OnePath’s wealth management and super business to IOOF (now Insignia Financial). The insurance business was sold separately.
Key Facts
| Feature | Detail |
|---|---|
| Original owner | ANZ Bank |
| Current owner | Insignia Financial (since ~2020) |
| Fund type | Retail |
| Website | onepath.com.au (now redirects to Insignia/OnePathSuper) |
OnePath’s History
OnePath was created from the merger of several ANZ wealth management operations. It operated:
- OneAnswer — the main super and investment platform
- Navigator — an older wrap platform
- Various legacy products
When ANZ sold to IOOF:
- IOOF (now Insignia) took over the super and investment business
- AIA Australia acquired the life insurance operations
- Members continued in their existing products under the new ownership
Current Status for OnePath Members
If you are a current OnePath super member:
- Your account is now administered by Insignia Financial
- The “OnePath” brand may still appear on your statements
- Member services operate under Insignia/IOOF infrastructure
Fees
OnePath super products tend to have retail fee structures — generally higher than industry funds. The exact fees depend on which product you are in (OneAnswer, Navigator, or other legacy products).
Use the ATO’s YourSuper comparison tool to check how your product’s fees and performance compare.
What OnePath Members Should Do
- Confirm which specific product you are in and who now administers it
- Compare fees and performance on the YourSuper tool
- Check insurance cover — the insurer may have changed (AIA vs prior)
- Consider consolidation if fees are high relative to alternatives
For advice on your OnePath super account, speak with a licensed financial adviser. Ask about conflicts of interest. Find an adviser via MoneySmart. For more: Insignia/IOOF Review, Super Fund Comparison Table.